A horse isn’t just part of the family. It’s an investment that you need to take care of. This is truer if your horse competes or breeds.
The good news is there are insurance policies that can help. Below are three benefits you will see when you buy insurance for your horse.
1. Short-Term Coverage
If you don’t use your horse for financial reasons, it may not make sense to keep insured at all times. The only thing you’re doing is wasting money in this case.
But things are different if you’re making changes. Short-term insurance coverage can help you during these times. Visit Ark Insurance to learn more about these policies.
2. Transit Insurance
Your standard insurance policy may not cover everything. In most cases, it will cover death and loss of use. If you want any more coverage, it’s going to be extra.
If you’re moving your horse, then you need to prepare for accidents. A transit addon will cover you during this time. This is very important if you are moving your horse internationally.
3. Medical Coverage
You can’t take a horse to your typical vet like you can with a dog or cat. You need to call a vet that has the experience needed to treat your horse.
Unfortunately, this kind of treatment can end up costing you a lot of money. If you don’t have insurance, you can end up with a significant medical bill. You can use your insurance policy to cover the bills when this happens. The only thing you need to worry about is your deductible.
Get the Coverage You Need
Don’t get caught off guard when an accident happens. Horse insurance will protect you from suffering a financial loss when you need help the most. Talk with an insurance provider today to learn what they can offer you.